"How Long and Where to Keep Financial Papers"
As part of my Daily Money Management services, I frequently purge unnecessary documents from my clients’ files. Spring is a perfect time to do this. The lengthening day light hours make the task easier, and the extra space in file cabinets is a welcome relief from cramped, cuticle-tearing folders. When done annually, clearing out files doesn’t take much time. You can think about documents in terms of storage time and storage location. There are four lengths of storage time... Click here to read more

"Crime of the 21st Century"
Elder financial abuse has been called the “Crime of the 21st Century.” A recent study by MetLife's Mature Market Institute estimates that elder financial abuse costs American seniors $2.6 billion a year. Yet according to the National Center on Elder Abuse, only 1 in 25 cases of financial elder abuse are ever reported.... Click here to read more

"When the Kids Come Home"
You are enjoying life as empty nesters. You have raised your kids and supported their education. They are on their own and you look forward to visits from your grandchildren. Then the economy changed. Your daughter and her husband lost their jobs... Click here to read more

"Clues That Help is Needed"
Barbara's mother called in a panic. The electric company had shut off her power. Barbara called the company and learned that her elderly mother had not paid her bills in several months. Barbara made an emergency trip to her mother's to sort out her affairs. She learned that other utilities had not been paid and last year's tax returns had not been filed... Click here to read more

"A Money Manager for You"
A new profession in the financial services industry is helping individuals with their everyday cash management and financial paperwork. "Daily Money Managers" function as financial caretakers, assisting individuals with organizing and managing their day-to-day finances... Click here to read more

"Prepare Now for the Loss of Your Spouse"
Debra, a Vermonter in her mid 50's was secure and happy. Both she and her husband were healthy and had good jobs. Rich paid all the bills, balanced the checkbook, and took care of the family finances. One November evening Rich went to play basketball. Debra was not concerned; he played regularly. That night Rich suffered a heart attack. Unexpectedly, Debra was a widow... Click here to read more

"Plug Those Money Leaks"
Today, people are looking for ways to save money. One of the best ways to reduce expenses is to find and plug "money leaks," ways that money seeps out bank accounts when you are not paying attention. In the course of my daily money management work with clients, I have found five common money leaks... Click here to read more